Home & taxes
Home loans
Fixed rates over 15, 20 or 30 years to buy or refinance a home in Leonida.
01About this service
About this service
Fixed-rate home loans over 15, 20 or 30 years, to buy or refinance a home in Leonida.
Try the loan simulator to see your monthly payment, then meet an advisor to apply.
Who it’s for
- Buyers of a home in Leonida
- Owners who want to refinance
02How it works
4 steps, start to finish.
Step 1: Simulate
An amount, a term: the simulator shows your monthly payment.
Step 2: Meet an advisor
Bring your income papers; you leave with a written estimate.
Step 3: Approval
The Bank appraises the home and confirms the rate within three weeks.
Step 4: Closing
You sign at the branch. Closing costs are settled at the counter.
03What to prepare
Have these ready.
- Your last two pay stubs or tax returns
- A down payment, from 5% of the price
- Homeowner’s insurance, and flood insurance near the coast
Ways to do it
- Online
Simulate your loan and book an advisor at any hour.
- In person
At any of our six branches, weekdays from 9 a.m. to 5 p.m., Saturdays from 9 a.m. to noon in Downtown Vice City and Ocean Beach.
Your request goes straight to the team in charge. Keep your reference number: it is your proof of filing.
04Questions
Frequently asked questions
05Run by
Who runs this service
Questions about your case? Bank of Leonida can help.
Branches open weekdays from 9 a.m. to 5 p.m.; Downtown Vice City and Ocean Beach also on Saturday mornings.
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