Home & taxes
First home program
A lower rate and up to $15,000 of down payment help for your first home in Leonida.
01About this service
About this service
The first home program helps residents buy the home they will live in: a lower rate, and up to $15,000 of down payment help, repaid only when you sell.
It is open to buyers who have not owned a home in the last three years.
Who it’s for
- First-time buyers of a home they will live in, in Leonida
- Teachers, nurses, firefighters and peace officers get priority
02How it works
4 steps, start to finish.
Step 1: Simulate
Choose “First home” in the loan simulator.
Step 2: Meet an advisor
They check that you qualify and explain the down payment help.
Step 3: A free class
Two hours on budgets, insurance and hurricane season, at a branch.
Step 4: Buy your home
The help is added at closing.
03What to prepare
Have these ready.
- A photo ID
- Your last two pay stubs or tax returns
Ways to do it
- Online
Simulate and book an advisor at any hour.
- In person
At any of our six branches, weekdays from 9 a.m. to 5 p.m., Saturdays from 9 a.m. to noon in Downtown Vice City and Ocean Beach.
Your request goes straight to the team in charge. Keep your reference number: it is your proof of filing.
04Questions
Frequently asked questions
05Run by
Who runs this service
Questions about your case? Bank of Leonida can help.
Branches open weekdays from 9 a.m. to 5 p.m.; Downtown Vice City and Ocean Beach also on Saturday mornings.
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